Lively Friendships at Every Age: How Making Friends Leads to Healthy Aging

June 18, 2025

11 Minute Read

Home » senior living

By Julia Hubbel

Feeling lonely? You’re not alone. In fact, those of us who feel lonely are in excellent company, yet remarkably, we’re not finding one another. Especially as we age, we lose partners, friends, family members. Such losses affect our overall health and whole-person wellness, especially if we don’t create new connections. Loneliness seems to get worse as we age, but it doesn’t have to. By the same token, those seniors who invest in their quality of life by investing in new friendships gain emotional well-being and many other health benefits.

A group of six older adults walk outdoors together, smiling and talking. The text reads: "Loneliness often seems to get worse as we age—but it doesn't have to." Green and white decorative borders frame the image.

Let’s explore how we can address the inevitable losses, then fill the empty places in our lives with love and laughter. Investing in social connections, especially as we age, can transform every aspect of healthy aging and is an essential part of whole-person wellness.

When my father died of cancer in the late 1980s, something we knew was coming, my mother was prepared. Once she took care of the demands his death placed on the family, she took care of herself.

I flew with her from Denver to California to visit an old family friend. When Ed opened the door to greet us, she fell head-over-heels in love. On the spot.

While they didn’t end up living together, that connection bolstered my mother’s final years in ways none of us could have imagined. She was more joyful, more youthful, energetic and hopeful than she had been in decades. She also made new friendships as she moved into her future instead of living in her past.

The object of my mother’s affection, Ed, had lost his partner some years before. A gregarious, energetic man, he welcomed my mother into his life. His positive attitude strongly influenced her commitment to build new friendships at her senior living community. Ed’s friendship enhanced her overall health for the rest of her years.

During this article we discuss the health risks of social isolation and loneliness. We strive to present reputable sources, but as always, please talk to a medical professional when evaluating the health impact of new activities.

Health Impacts of Isolation and Loneliness

The isolation many feel after the loss of a partner or family member can move us from grief to depression, especially if we don’t take steps to take care of ourselves. Those of us who have lived alone for a long time can, over time, feel the walls pressing in without the presence of others to keep life lively.

According to an article about making friends after 60 in Senior Lifestyle, the double whammy of loneliness and isolation packs a terrible punch.

According to the article, among the challenges we may face include:

Increased potential for coronary heart disease or stroke, according to the National Institutes of Health
Higher risk of cognitive decline and dementia
Mental and physical decline as well as an increased risk of death and greater risk of long-term illnesses like arthritis, lung disease and impaired mobility
Elders living alone and isolated may experience more abuse and are victims of scams

A diagram titled "The Ripple Effect of Connection" shows concentric circles representing friendship, emotional wellness, cognitive health, and physical vitality, with matching icons and labels extending from each circle.

Loneliness is in the news all over the globe. It’s not just a factor of aging; many of us at any age can feel lonely. The best news is that there is so much we can do about it, and most of it involves a lot of fun.

If fun sounds pretty good right now, please read on.

The Good News About Making Friends

Here’s a short list of what you can expect when you start the gorgeous process of inviting new people into your life. Again, this from Senior Lifestyle:

We enjoy greater mental health and feelings of well-being.
Our risk of dementia diminishes as well as the decline of our cognitive health. Even if we are dealing with dementia, social circles can reduce the effects.
Age-related conditions ranging from Alzheimer’s and cardiovascular disease to arthritis and cancer can improve because the inflammation that causes them is lower. Studies suggest you may live longer and more happily.
We enjoy a stronger sense of purpose and belonging.

Attitude is a huge factor in how well we age, and having friends has a big impact on our positivity. Our positivity begets more friends, too. We get a greater sense of purpose because having more friends boosts self-esteem. The greater our self-esteem and social health, the more easily you can commit to whole-person wellness such as more physical activity, better nutrition and letting go of bad habits like smoking, often in the company of friends.

Our new friends want us to be healthy, have fun and hang out with them more often. They want us to live a long time! Mom’s friend Ed was a hiker and outdoorsman. His attitudes about health certainly impacted my mother’s choices.

A three-step gray staircase is next to a quote on a patterned background stating, “I watched my mother come alive again—more joyful, more youthful, and more hopeful than she’d been in decades—all because of one unexpected friendship.”.

Nature Abhors a Vacuum

The Greek philosopher Aristotle said that Nature abhors a vacuum. When someone close to us passes, that leaves a hole in our hearts forever. Yet Nature, in her wisdom, wants us to be fulfilled. It’s up to us to fill those places.

Back in 2020, I bought a home on a forested slope in Oregon. The landscape dated from 1977. Since then, many of the great trees and bushes have died, leaving their stumps. Slowly but surely, I cleared those stumps out and planted new maples, cherries, hemlocks and rhododendrons – even coastal sequoias, whose great height will shade my deck in time.

Already, fall at my house is more colorful. The new trees and shrubs have eagerly put down their roots. They’re holding hands beneath the surface, just like we do with good friends. That powerful connection helps the trees survive our winter storms the same way a community of friends helps us survive life’s inevitable curveballs.

It’s seductive to believe that we’re the only ones feeling the pain of loss or sadness. When we create a social community of meaningful relationships, we learn swiftly that everyone else is likely feeling the same things we are. That alone is reason to feel better, when we are seen and understood by our peers.

That’s why aging and friendship go hand in hand; we need new friends because we’re aging, and aging well depends on our willingness to let others get to know us.

Let’s discuss some of the many ways we can bring light into our lives when we need it the most.

Join an activity. If nothing appeals to you, start an activity of your own. You never know who might share your interest in collecting Russian nesting dolls. Put up a notice on a community board or let the Activities Director help you get the word out.
Faith-based services can offer both solace and access to new friends. Whether you’re religious or identify as spiritual, there will be something that appeals. You can join online or in person. Either way it’s a safe place to start your friendship journey.
If you’re intellectually curious, signing up for a book club or expanding your education with an online or community college course has the added value of providing mental stimulation as well as access to new friends. Discussions, debates and adult learning all contribute significantly to improving cognitive function.
Feeling like you don’t matter anymore? You do – especially now. The best way to find this out is to volunteer. Whether you show up at the kitty rescue or the homeless shelter, find a cause to support or want to serve holiday meals to those in need, your contribution will make a big difference. Even better, putting your skills and knowledge to work mentoring or tutoring is a great reminder that you will always have something important to contribute, and people will appreciate you for it.
Among the very best ways to make positive changes in your life in several areas at the same time is to sign up for an exercise class, or invite people to start walking with you. Physical activity doesn’t just feel good; people who feel good are fun to be with, and it’s easy to make friends with folks who are having fun.
Start a casual conversation. Paying a compliment or sharing a casual observation can open doors to a conversation. This may seem difficult at first if you’re out of the habit, but like any skill, practice makes it easier.
Travel. Few experiences help us see with new eyes better than travel. With companies that specialize in the older traveler like Road Scholar, you may find yourself charmed by the adventure and the people you meet.

A graphic titled “Building Belonging, One Step at a Time” shows four steps: join something new (with a ping pong paddle), meet someone (waving hand), invite them out (coffee cup), and build connection (people holding a heart).

One of the core values of Hawthorn Senior Living is to provide opportunity and support for these kinds of activities. A dining room full of people is a new opportunity for friends every day, and our Travel Program gives our residents a safe way to meet new people and explore new horizons.

The more we spend time alone, the more difficult it can feel to reopen doors to new connections. Especially among older people, the need for companionship is great, and it adds to our life expectancy as well as our joy.

That’s why it’s so important to recognize the simple truth: if you’re feeling lonely and isolated, there are millions who feel exactly the way you do. You may not fall head-over-heels in love like my mother did, but you may well fall into all kinds of friendships, and as a result, fall back in love with life.

Go out and make friends now. You deserve it. You’re worth the risk, and your quality of life depends on it!

Four older women stand close together outdoors, smiling and laughing. A quote below reads, “Go out and make friends now. You deserve it. And you’re worth the risk.” Decorative leaves are in the corner.

Have fun!

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How to Talk to Your Adult Children About Your Financial Situation

April 09, 2025

12 Minute Read

Family Inclusion: Vital Conversations

Home » senior living

Money and Family: Having the Talk

Navigating the intricacies of money and family dynamics can feel like walking a tightrope. For many, approaching the topic with adult children can be daunting, often stirring feelings of awkwardness, discomfort or even embarrassment. Yet these discussions are vital, forming the cornerstone of effective estate planning and fostering stronger family ties.

The Money and Family Dilemma

Feeling overwhelmed or hesitant? You’re not alone. The mix of emotions—awkwardness, discomfort, perhaps even a touch of embarrassment—that comes with discussing finances with your adult children is a common experience.

Don’t worry. You can handle this conversation smoothly by thinking things through and getting ready. Done right, these conversations will help bring your family closer together.

The Big Question: How to Talk About Money and Family?

Families are rarely in full agreement on financial matters, but how you handle this discussion makes a big difference. Set yourself up for success by:

Acknowledging the nuanced role finances play in life and approaching the conversation with simplicity and honesty can reduce stress and provide peace of mind for everyone involved.
Acknowledging and addressing any concerns your adult children may have.
Initiating the conversation with care and sensitivity, setting a positive tone from the start.

Statement of Fairness: Considering senior living options for yourself or a loved one? We’re here to help at every step. And even though we specialize in independent living communities, our goal is for YOU to find your best path to gracious retirement living, and part of how we achieve that is by providing reliable information on all types of senior living, not just the ones we offer. When our offerings serve as useful illustrations to a specific topic, you can find that information in the attached sidebar.

Disclaimer: This content is not intended as financial advice. Remember to review your plans and budgets with a licensed financial professional when making significant financial decisions.  

1. Understanding the Complex Landscape of Money and Family

So, what does money mean to you?

If you think it’s all about numbers, that’s only half the story. Money and the status it brings define how we feel about ourselves and others.

We each have our own take on this hot-button issue, just like politics or lifestyle. Our wealth can represent achievement, security and contentment. On the flip side, we can feel guilt, shame and fear. Most often it’s a combination of these positive and negative aspects.

This volatile mix can cause tension within family dynamics, but the benefits of an open, honest conversation and asking important financial questions far outweigh the potential pitfalls.

By choosing to talk about finances early, you ensure that your decisions reflect your values, giving you confidence that your wishes will be respected. And by knowing the facts, your family will feel empowered to make informed decisions if a crisis occurs.

2. Getting Through the Fears About Money and Family

Why have you put off the talk about money with your adult children?

You probably didn’t hear your parents discuss the subject unless it was during an argument. As we grew into adulthood, we repeated that cycle with our own family. Finances were private and taboo.

A table titled "Why You Should Talk to Your Family About Your Finances" lists common concerns and reasons to discuss finances. It covers topics like money disclosure, debt, and family inheritance with practical solutions and statistics.

Open Communication Goes Both Ways

Does this put you on the spot to give a lecture or presentation?

Nothing could be further from the truth. If your family feels free to ask questions or speak up about concerns, you’ve given them the gift of having a safe place to work through tough issues.

When you talk to your family and finances are the topic, open communication creates the opportunity to:

Provide peace of mind by eliminating uncertainty and financial surprises
Share your life experiences
Communicate your values
Guide their future financial decisions.
Foster trust.
Strengthen bonds.
Resolve issues before they become problems.

3. You’re Ready to Start the Conversation … Almost

Assess your financial situation. Make a list of your accounts along with the companies or institutions. No need to include account numbers or balances unless you’re speaking with your executor or power of attorney.
- If you have a statement from an investment firm or financial institution that includes charts and graphs, use these as visual aids. A pie chart is a great way to show your budget.
- Organizing your information in advance like this can make the discussion easier and more straightforward for everyone, helping you focus on what matters most.
Set clear goals for the discussion. Think of this as another step in your proactive approach to planning, ensuring clarity and confidence for yourself and your family. In order to stay focused and make good use of everyone’s time, limit the subjects. Decide if the conversation will be about estate planning, budgeting, paying down debts or financial goals.
Get ready for Q&A. Expect to hear the concerns that have been on your children’s minds.
- Have you been paying your bills on time?
- Are you able to balance your checkbook?
- What will happen if you can no longer take care of your accounts?
- Who is your executor?
- Where do you keep your financial papers?
- Who has access to your accounts?
- Who has the keys to your lockbox?
- Do you have a long-term care insurance policy? Can I read it?
- Do you have enough money if you need assisted living?
- What should we do if …?
- If you’ve prepared, you’ll have answers, but being faced with so many financial questions at once can stir up emotions for everyone involved. You might feel attacked or defensive. Don’t try to tackle everything at once. Schedule a follow-up meeting to give you and your children and yourself time to cool down and think.
Arm yourself with the tools for effective communication. Try the 7 C’s. Be:
- Clear. If you think your family isn’t understanding, restate your point or ask another person to repeat the information back to you.
- Concise. Stick to your subject and don’t overwhelm everyone with too many details.
- Concrete. Here’s where your graphs, charts or other visual aids bring your situation to life.
- Correct. If you’re not sure about something, put it off until a later time.
- Coherent. Even though family and money are emotional topics, stay as logical as you can.
- Complete. If need be, set action items to tee up your next meeting.
- Courteous. This can be a challenging topic, so err on the side of kindness and courtesy.

When it Comes to Talking About Money, Take it One Step at a Time

Make sure everyone knows the subject and purpose of the discussion beforehand.
Acknowledge the difficulty of talking about financial matters. “This isn’t an easy topic to talk about, but I know we can get through it as a family.”
Share why you want to have this discussion. “I’ve seen other families struggle, and I don’t want you to have to go through that.” “I experienced a hard time dealing with my parents’ situation, so I want to get you all up to speed about my finances.” “I know you want to honor my wishes, so let’s start with the basics of my accounts.”
Instead of a one-sided dialogue, encourage two-way discussion by asking questions and seeking input.

Keeping the Peace

Tempers may flare even though you’ve done your best. Manage your emotions to help others stay calm

Breathe Slowly and Regularly. This solution is so simple we often forget how helpful it is, especially in times of conflict.
Pause and Listen. Stop thinking about how to answer. Instead, hear out what the other person has to say. Take the time you need before you speak.
Restate What You Believe You’ve Heard Without Judgment. Making a person feel understood and listened to goes a long way toward making the speaker feel valued.
Invite Everyone to Take a Food Break. Hunger and low blood sugar contribute to emotional outbursts and a change of scenery may break a negative mood.

Need More Help? Call in the Pros

A man in a white shirt and tie shakes hands with an older man in a plaid shirt. An older woman, sitting next to the older man, smiles. They are seated in front of a light background with leaf patterns.

If you’ve been working with a financial planner, you’ve got a trusted partner to help you explain your financial situation in a way that everyone can understand. Invite your family to attend a portfolio review or set up a specific meeting to go over your financial picture. Let your advisor know in advance what information you’d like covered. Introducing your financial planner to your children lets them develop a relationship before working out the details of your estate becomes necessary. For families navigating transitions like downsizing or moving to senior living, professionals can provide clarity and ease tensions, ensuring everyone feels confident about this exciting new lifestyle change.

A family mediator can be the lifesaver that protects and preserves fragile relationships. They’re well acquainted with matters related to family finances. Their goal is to help everyone come to a decision through healthy communication and encourage solutions that benefit all concerned.

Because a mediator is a neutral third party, people feel less suspicious or defensive speaking to them. Leave it to the mediator to ask the hard questions and get the conversation going if things stall.

The Academy of Professional Family Mediators offers an online locator to help you find one in your area.

Money and Family: A Cycle of Growth and Understanding

Whether or not you employ the help of professionals, the more often you talk about money, the easier it becomes. Regular conversations help foster trust, enabling your family to work together toward shared goals while ensuring your independence and reducing stress. Just as finances shift over time, this discussion needs to keep going. Before each meeting, remind yourself:

Money is a complex issue that brings up strong emotions.
Your adult children’s concerns come from the heart.
Open communication is the best way to navigate through hard topics while keeping your family bonds strong.

When it comes to estate planning, your finances play a crucial role that affects your future and your family’s. While you may never feel 100 percent comfortable sharing the details, talking with your adult children is the best path forward for you all.

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Frequently Asked Questions:

Why is it important to talk openly with adult children about finances and estate planning?

Open conversations about money help reduce stress, prevent financial surprises and ensure that your wishes are respected. These discussions also foster trust, strengthen family bonds and empower everyone to make informed decisions in case of a crisis.

How can I prepare for a productive financial conversation with my family?

To prepare for this conversation, start by organizing your financial information, setting clear goals for the discussion, and being ready to answer common questions about your accounts, bills, and future plans. Using visual aids like charts can make things clearer, and focusing the conversation on specific topics helps keep it manageable.

What should I do if financial discussions with my family become emotional or difficult?

Acknowledge that talking about money can be uncomfortable and emotional. Use strategies like pausing to listen, restating what you’ve heard and taking breaks if needed. If necessary, consider involving a financial planner or family mediator to help guide the conversation and maintain positive relationships.

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Family Conversations: Supporting Independence

Navigating the delicate balance between supporting independence and inadvertently encroaching on it can be a challenging task for families. Because you may lean on your adult children for assistance from time to time, it’s common for them to form assumptions about what’s best for you. Unfortunately, these assumptions can sometimes lead to well-meaning actions that unintentionally strip away independence, causing strain and heartache for everyone involved

Throughout life, communication breakdowns are bound to occur, even among those who know each other well. Outdated beliefs, misunderstandings and emotions can cloud the communication between you and your adult children. The risk is that without open dialogue to address these misconceptions and real needs, misunderstandings can fester and deepen over time, breeding negative perceptions and straining relationships.

Preserving Your Independence Through Honest and Open Dialogue

Take control of your independence with open, honest dialogue. While you may need help with transportation, household chores or the activities of daily life, it shouldn’t come at the cost of your independence. For the sake of life satisfaction and your sense of self, you need to be in charge of determining your future and making decisions about what’s best for you.

Of course, how you have that conversation with your adult children is all-important. As you set down boundaries, you don’t want to put up barriers that will hurt your relationship with them.

Conversation Strategies About Supporting Independence

By practicing the communication strategies in this article, you can dispel common myths about aging, helping your adult children better understand your needs and goals while ensuring decisions about your independence remain firmly in your hands.

Before You Speak …

A meaningful conversation takes courage and forethought.

Focus on What You Really Want.

Start with yourself. After all these years of being a parent, giving advice and looking after the needs of others, the shift to you being the one in need of support can be disconcerting. You now have times when you need assistance.

Visualize the boundaries you want to set. Think of specific examples where you need help and the points when it goes over the line and becomes too much.

What are your motives? Are you honestly facing up to your challenges?

Focus on Facts.

Before you start a conversation about supporting independence, gather up facts that reinforce your viewpoint. Here are three myths about aging that many people believe.

Myth #1: Older adults should avoid physical activity so they don’t get injured.
- Have you been hearing “Let me do that for you” way too much? Even if you have chronic conditions, movement within your means benefits you physically, cognitively and emotionally.
Myth #2: Older adults can’t learn new things.
- Cognitive abilities don’t necessarily decline with age. The benefits of lifelong learning can even boost your mental and intellectual functions. Recent research studies show that learning a new language or studying music not only keeps older adults sharp, it improves their working memory and their ability to recall experiences associated with time, place, emotions, etc.
Myth #3: Older adults shouldn’t drive anymore.
- No magic number tells you that you must give up your car. The National Safety Council reports that older Americans are less likely to be involved in fatal traffic crashes than people in other age groups. If there are concerns about your reaction times, eyesight or other impairments, talk to your doctor. And even if driving becomes a challenge, there are ways to stay mobile and maintain your independence, such as using senior transportation services or rideshare apps designed with older adults in mind.

Even though you have facts on your side, put yourself in your children’s shoes. Their motives come from a place of love.

Focus on Active Listening.

Successful conversations aren’t about talking, they’re about listening. Practice:

Watching body language
Waiting to speak until the other person is finished
Pausing to consider your response rather than thinking of what to say while they’re talking

For example, if your child says, “I’m worried about your safety on the road,” you might respond, “I understand why you’re concerned. Let’s talk about ways I can ensure myself and others stay safe while maintaining my freedom.”

Get ready to hear things you may disagree with, but don’t take it personally. Use empathy to understand the meaning behind their words and look for opportunities to collaborate on a solution.

Setting the Tone

When it comes to sensitive topics, timing is crucial.

Choose a comfortable, quiet place where you won’t be interrupted, and no one is in a rush to be somewhere else. If interfering circumstances arise that will derail your discussion, put the topic off for another day.

Four people are sitting on a couch, smiling and interacting. The group includes a younger man and woman, an older man with a beard, and an older woman wearing glasses. The background features a decorative leaf pattern.

Starting a Conversation about Supporting Independence

High-stakes conversations stir up strong emotions. Success depends on your being clear about your intentions and listening to the concerns of others. Encourage honesty and stress collaboration at all points in the discussion.

1. Offer praise.

Your kind words encourage others to open up.

“I’m so grateful for all your help.”

“I appreciate you all being there for me.”

“I’m proud of the caring adults you have become.”

2. State your concern.

Use I-statements, but avoid anything that sounds like an accusation.

Don’t say:

“I feel manipulated when you …”

“I feel annoyed …”

“I feel angry …”

Try:

“I want us to work together in a way that helps me stay independent.”

I appreciate your input, but it’s important for me to stay in charge of the choices about my life.

“I get real joy from ___.”

3. State your goal.

Be clear and assertive about your intentions:

“I realize I need support with ___, but I still need to make the decisions that I feel are best for me.”

“I’m looking for better ways for us to work together. What are your ideas?”

“My goal is to establish boundaries that align with what works best for me.”

Navigating Through Differences and Difficulties of Supporting Independence

Creating meaningful dialogue about supporting independence will only work if all the participants feel safe to honestly express their thoughts and opinions. No matter how old they are, your family members still want your approval and worry that you’ll judge or criticize them. At the same time, it’s essential to remind them that your independence is your priority, and these conversations are about finding ways to support that.

Ask Open-Ended Questions

These are questions that require more than a yes or no answer.

“What concerns do you have about how I handle things now?”
“What kind of support do you think would help me maintain my independence?”
“How do you see your role in helping me live the way I want to?”

Validate Their Feelings.

Though you may not agree with them, rephrasing your children’s thoughts will let them know their opinion is valued.

“I think I understand what you’re saying. Just so I’m sure, let me say it another way …”
“I agree—supporting independence isn’t always easy. It’s about balancing needs and capabilities with personal choice and respect.”
“It makes sense that you feel this way. It’s tough to find the right balance.”

Disagree with Respect.

Don’t let emotions derail you. Keeping your cool will encourage others to keep theirs.

“I know we have different ideas, but consider this …”
“I see your point, but here’s why I think this works for me.”
“I appreciate your being so honest with me. Let me explain my point of view.”

Creating Long-Term Solutions Through Real-Life Scenarios

Addressing specific situations can help establish lasting boundaries and understandings that preserve your independence:

1. Bring up a real-life example.

“For instance, if your family started managing your schedule without consulting you, you might say, ‘I know you’re trying to help, but It’s important that I maintain control of my own plans.’

2. Explore what happened step by step.

Share how you appreciated their help but explain why it felt like it crossed a line.

3. Set clear boundaries.

*Ask for their understanding and empathy while suggesting a collaborative solution:

**”I’d like to handle this myself, but I hear your concerns, and I will commit to asking for help if I need it or feel overwhelmed.”

If disagreements arise, revisit the conversation when emotions are calmer.

Fostering Collaboration Takes Effective Communication

Even though you’ve been doing it for decades, getting the cooperation of others takes:

Active listening to understand the other person’s perspective.
An open heart and mind to consider their feelings and concerns and explore your own feelings of resistance and worry.
A lot of practice to navigate challenges and maintain your independence.

Supporting Independence Involves the Whole Family

Your needs may change over time, and what was once an established boundary is now welcomed help. Revisit this communication strategy and restart the conversation by:

Focusing on facts
Being open and honest about your needs and boundaries
Using empathy to encourage conversation and healthy relationships
Searching for positive outcomes that benefit you and your adult children

Aging doesn’t mean losing your independence. You’ll enjoy a great sense of control, satisfaction and autonomy by skillfully using the wisdom you’ve gained through the years.

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Scholl Canyon Estates
Sunny, All-Inclusive Senior Living in Glendale

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Scholl Canyon Estates is designed to support your independence at every turn. Now is the perfect time to bask in the sun, make new friends and embrace the lifestyle you deserve in charming Glendale. You can expect:

Peace of mind: Enjoy a safety call system in each apartment and a live-in management team for assistance when needed.
Freedom to explore: Scheduled transportation allows you to maintain your social connections and explore Glendale.
Time for you: Housekeeping services free up your time for hobbies, socializing or simply relaxing.
Engaging lifestyle: A full calendar of activities keeps you excited and connected to your community.

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Liberty Heights

Independent Living for Independent Thinkers

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When you’re thinking about senior living in Rockwall, consider Liberty Heights. Not only will you have major health care facilities in easy reach, but you’ll also be minutes away from the historic downtown and Lake Ray Hubbard.

Enjoy the freedom of your own private apartment and set your daily rhythm. Pursue your passions or discover new ones in a vibrant community filled with friendly faces. Need a helping hand with daily chores? Delicious chef-prepared meals and housekeeping services free up your time for the things you love. Just think, all that is included in your monthly rent.

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UP NEXT

A smiling young woman and an older woman with white hair sit together. The young woman is holding an open jewelry box, and both appear to be looking at its contents with joy. They are indoors, with bright lighting and blurred background.

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Conversations on Heirlooms

As we navigate the natural transition of downsizing, these cherished possessions become even more meaningful. They’re not just “things” to be sorted through – they’re tangible reminders of a life well-lived.

Frequently Asked Questions:

How can seniors set healthy boundaries with their adult children without damaging the relationship?

Seniors can maintain healthy boundaries by engaging in open, honest dialogue, focusing on their own needs and goals, and using empathy to understand their children’s perspectives. It’s important to assert independence while expressing appreciation and collaborating on solutions that work for everyone.

What are common myths about aging that can affect independence and setting boundaries between seniors and their adult kids?

Some common myths include beliefs that older adults should avoid physical activity to prevent injury, cannot learn new things or should automatically stop driving at a certain age. Addressing these misconceptions with facts can help seniors advocate for their independence and set appropriate boundaries with their adult children.

What strategies can help seniors and their adult children navigate disagreements about independence?

Effective strategies in navigating these concerns include active listening, validating each other’s feelings, using respectful language and discussing real-life scenarios to clarify boundaries. Revisiting these conversations as needs change and focusing on collaboration can foster long-term understanding and support.

Know More

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How to Select a Power of Attorney, and How to Talk to Your Family About Your Choice

February 19, 2025

10 Minute Read

Family Inclusion: Vital Conversations - Senior Living

Home » senior living

Setting Up a Power of Attorney Facts for You & Your Family

Your independence and autonomy are one of life’s greatest treasures, and the idea of that anything could change that can be scary. Setting up a power of attorney (POA) helps protect your independence by ensuring your wishes are honored if you’re ever unable to make decisions for yourself. While planning ahead can feel daunting, it’s a vital step toward providing peace of mind for you and your loved ones. With the right POA, you gain confidence that your future is in trusted hands, regardless of circumstances.

Think of a POA as a trusted teammate—a person who will act on your behalf during challenging times, ensuring your decisions and directions are carried out and your loved ones can focus on supporting you.

Choosing the right power of attorney is an important decision that should reflect your priorities and values. Take your time, gather information and select someone you trust to safeguard your independence and well-being.

Disclaimer: This content is not intended as financial advice. Remember to review your plans and budgets with a licensed financial professional when making significant financial decisions.  

Step 1: Know the Facts Before Setting Up a Power of Attorney

What is a Power of Attorney?

A power of attorney is a legal document that allows another person to act as an agent onyour behalf. This person can be authorized to pay your bills, manage your investments, make health care decisions and more for a limited or extended time.

How Does Power of Attorney Work?

You get to say what this person can do and under what circumstances they’re allowed to do it. If you ever change your mind, you can designate someone else.

A table titled "TYPES OF POWER OF ATTORNEY" listing five types: General, Limited, Durable, Medical, and Special. It details responsibilities, length of authority, and actions possible with each type.

Step 2: Start Setting Up a Power of Attorney

First, Know Your State’s Power of Attorney Laws

Before setting up a POA, it’s essential to have a clear understanding of its function. While POAs are recognized in every state, the specific rules and regulations governing them can vary. This means that the powers your chosen agent can exercise might differ depending on your location.

Choose a Power of Attorney

Decide what’s important to you. You will be asking someone to represent you in medical, legal and financial matters. Ask yourself:

What religious, spiritual, or moral beliefs guide my life?
Do I want my house and other assets to stay in the family or not?
Who can carry out my end-of-life care with a clear conscience?

Find a family member or friend who shares your values and priorities. They can help you better because they understand your feelings and how you would react in various situations. This makes it easier for them to act in your best interest.

Their knowledge of your emotions and reactions allows them to provide more effective assistance. By knowing you well, they can make the choices that are most beneficial for you.

Who is the Right Person for the Job?

Your power of attorney will be making decisions and using your finances before your will takes effect. This person must be honest and someone you trust completely.

In all states, the person you appoint must be over 18 years of age. Most people choose a family member to help make decisions in their best interest. However, you can also pick a friend or someone neutral for this purpose.

6 Things to Look for in a POA

Ideally, the person you choose:

Lives near you. Managing health care and finances from afar is tricky. In emergencies, traveling consumes crucial time.
Has medical, financial and/or legal knowledge. If you don’t know anyone like that, can you depend on another person to reliably research issues or ask the advice of a competent professional?
Possesses common sense. In emotional situations, people are prone to make rash decisions. You’ll want to find somebody with the ability to keep a level head.
Is a good communicator. Your power of attorney must be able to advocate on your behalf.
Can make the time to carry out the duties. Your power of attorney will be juggling their personal responsibilities along with yours.
Stays organized. The more detail-oriented the person is, the better.

Step 3: Communicate Your Decision

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The Power of Open Communication

The next crucial step is having open and honest conversations with the person you choose as your POA and with your loved ones. Be open and honest about your hopes, fears and any specific wishes you have for your future care. Using “I” statements can help express your feelings clearly, like: “I feel more secure knowing you’ll be there to handle things if needed.” Remember, clear and concise communication is essential. Here are some tips.

How to Ask Someone to be Your Power of Attorney

Now that you have someone in mind, ask if they’re willing and able to act as your power of attorney. Like all sensitive topics, approach the subject with empathy.

Explain that you’re planning for your future and are considering what your options are in case you are unable to make decisions for yourself.
Explain the responsibilities of a power of attorney.
Ask if they would be able to make financial, legal and/or health care decisions for you in case you are incapacitated.
Tell this person why you believe they could do the job successfully.
Reassure them that you will share important information so that if the time ever comes, they’ll know what to do.
If they agree, show your appreciation. If the person hesitates, ask them if they’re willing to learn more so they can make an informed decision. Offer to revisit the subject later.
Discuss how others may feel about your choice, and reinforce your reasons.

How to Tell Your Family

Setting up a power of attorney can lead to conflicts and test family dynamics. Old jealousies and resentments can surface and surprise you.

Schedule a family meeting to discuss your decision and answer questions.
Explain how setting up a power of attorney is intended to give everyone peace of mind.
Give the reasons behind your choice of POA.
Be empathetic. Listen and acknowledge their feelings and concerns without being defensive.
Remember: No matter what anyone says or how anyone feels, you can listen with empathy without being obligated to change anything about your plans.
If you’re not sure of what to say or are feeling too emotional, give yourself time to collect your thoughts.
If the conversation becomes heated, revisit the topic later, when cooler heads prevail.

Need Help Setting Up a Power of Attorney?

You’ve got resources. An estate planner can walk you through the steps of setting up a power of attorney as well as medical advance directives, wills and trusts.

You don’t have to use a lawyer for setting up a power of attorney. Each state has a downloadable power of attorney form complete with instructions. Search online using power of attorney form and your state name as keywords.

Eldercare Locator is a government agency that can connect you to an information specialist.

Step 4: Check Setting Up a Power of Attorney Off Your To-do List

No one likes to think about the possibility of serious illness. Just the thought of it can lead to difficult family conversations. You can help family members deal with their fears and negative emotions through empathy and clear communication.

Having a trusted power of attorney in place gives you control even when you are not able to administer your financial and legal affairs or make your own medical decisions. Your agent plays a crucial role in your estate plan and offers you and your family the security of knowing someone will act on your behalf with your best interests at heart.

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Fun Is in the Forecast at The Savoy

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The Savoy in Winter Springs, Florida, offers more than just a home—it’s a vibrant community where independence, connection and peace of mind come together. With our live-in management team, friendly staff and a welcoming community of active residents, you’ll always feel empowered and secure.

Enjoy three chef-prepared meals daily, a calendar filled with engaging activities and a unique resident travel program—all included in one affordable monthly rent.

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Enjoy More at Colonial Gardens

Located in the heart of Beverly, Massachusetts, Colonial Gardens offers a warm, welcoming environment where independence meets connection. Here, you’ll enjoy the perfect balance of comfort and independence with all the details taken care of. From chef-prepared meals and engaging activities for every interest to local transportation and housekeeping, we make it easy to focus on what truly matters: living a fulfilling life, your way.

Discover a retirement lifestyle designed for you.

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UP NEXT

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Navigating the delicate balance between supporting independence and inadvertently encroaching on it can be a challenging task for families.

Frequently Asked Questions:

Can I change my power of attorney later if my circumstances or relationships change?

Yes, you can change your power of attorney (POA) at any time, as long as you’re considered mentally competent to make the change. If your circumstances evolve or your relationships shift, you can revoke your current POA and create a new one that better reflects your needs. It’s a good idea to review your POA periodically to ensure it still aligns with your wishes and priorities.

What happens if I don’t have a power of attorney in place?

Without a POA, when you are incapacitated and decisions about your medical care, finances, or legal matters must be made, those decisions may default to the court system. In most states, a judge would appoint someone, often referred to as a guardian or conservator, to make these decisions for you. This process can be time-consuming and costly, and the decision may not align with your personal preferences. Setting up a POA ensures that someone you trust will make decisions on your behalf, protecting your independence and giving your loved ones peace of mind.

What resources or professionals can help me set up a power of attorney?

Estate Planners: These legal professionals specialize in helping you create documents like POAs, wills, and advance directives.

Several resources can guide you through setting up a POA:

State-Specific Forms: Most states offer downloadable POA forms with instructions. Search online for “power of attorney form” along with your state name to find the appropriate resource.
Eldercare Locator: This government agency connects you to information specialists who can guide you to local resources. Visit eldercare.acl.gov or call 800-677-1116.
Legal or Financial Advisors: If you’re unsure where to begin, consult with a trusted legal or financial advisor for personalized advice.

How can a senior living community support me or my family if I have a power of attorney in place?

Senior living communities like [GeoLocation if Possible, Leaseup Community Name otherwise] can work with your designated POA at your direction to ensure your needs are met and your autonomy is respected. Having a POA in place creates clarity in the relationship between the community and your family, allowing you to focus on living a carefree and fulfilling life.

Know More

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Talking to Your Parents About Senior Living Options

May 08, 2024

11 Minute Read

Family Inclusion: Vital Conversations - Senior Living

Home » senior living

You’ve been worrying about your aging parents for a while now. You may even wake up at night wondering how you can start the conversation about senior living options. Because you love them, you want them to live their senior years to the fullest. Finding the right words to talk about this delicate topic can be difficult.

However, by embracing this discussion with optimism and foresight, we open doors to informed choices and fulfilling experiences. Let’s reshape the conversation to highlight the empowering nature of proactively exploring these options.

In this article, you’ll find effective, practical tips to help you share your concerns and calm your parents’ fears about finding senior living options that work for them. Using an empathetic communication strategy, you can advocate for a lifestyle that supports their well-being, safety and independence while preserving your loving relationship and their dignity.

Disclaimer: This content is not intended as financial advice. Remember to review your plans and budgets with a licensed financial professional when making significant financial decisions.  

**Is It Really The Right Time To Talk About Senior Living Options?**

No one knows your mom or dad better than you. Look for these five signs:

Memory issues. They’re missing appointments and not taking their prescribed medications. Bills aren’t getting paid, and other important matters are left to slide.
Mobility issues. Moving around has become difficult, and your loved one is unable to care for their home inside or out.
Emotional issues. Your mom or dad is quieter than usual or experiencing mood swings. They’re not socializing like they used to or pursuing hobbies that once gave them joy.
Hygiene issues. You notice that they’re not bathing or brushing their teeth enough and wearing dirty clothes.
Nutrition issues. Mealtime is made up of junk food or skipped altogether.

These changes in your parents’ daily routines could be signs of a bigger issue. They may be struggling with physical limitations, memory loss or even depression. Senior living communities can provide a safe and supportive environment with assistance for daily tasks, social activities to combat loneliness, and health care professionals readily available.

These signs may indicate it’s time to explore senior living options, but remember, this isn’t a single conversation. It’s a process that may take time to open communication.

Talking About Senior Living Options Isn’t a One-Time Conversation.

If someone suddenly told you that you had to change your lifestyle and move to a new place, you’d feel afraid – and who wouldn’t? But for your parent, it’s not just a fear of radical change. How much more afraid would you be if you’d been fed years of horror stories about these locations and the lifestyle they inflict on the poor people who end up there?

You would be understandably apprehensive, and your parents likely do have a very distorted image of what life is really like in a modern retirement community.

No longer are 55+ communities like the “old folks’ homes” of yesteryear. When you visit an independent or assisted living community, you’ll see people socializing, laughing, dining together, taking classes and enjoying their hobbies. Communities are designed to promote mobility, safety and personal independence. State-of-the-art emergency alert pendants and building security systems offer support and peace of mind.

A move to a retirement community can be rich in financial, physical and emotional benefits. Some independent living communities offer an all-inclusive monthly fee that covers rent, meals, amenities, transportation and recreation.

Not only will you know what you’ll be spending monthly, but you’ll be enjoying an active lifestyle in an enriched environment created especially for older adults. The proceeds from selling a house is one way to pay for a senior living community.

How Do I Talk To My Parents About Senior Living Options?

Plan on having this discussion multiple times.

Prepare Yourself. What level of care is needed? Familiarize yourself with communities and in-home caregivers near you. Gather brochures, including activity calendars, from several local 55+ communities.
Pick the Right Time and Place. Block out ample time, and choose a quiet location where it’s unlikely you’ll be interrupted. Sitting together with a cup of coffee or tea sets the scene for a heart-to-heart.
Begin with an Open-Ended Question. “Is it stressful taking care of the house?” “Do you feel safe here?” “Does it get lonely living by yourself?” “What are the things that worry you most?”
Listen More Than Talk. Although you feel like you’ll need to say a lot to convince your loved one to start considering senior living options, the truth is you don’t. You’ll accomplish more by actively listening to them.
Acknowledge Their Feelings. Don’t diminish your parent’s thoughts and fears. They’re as real as your concerns. Empathetic communication requires a calm voice and demeanor. Let them know how much you want them to enjoy life while being cared for and staying safe.
Keep Your Language Positive. Fear tactics won’t work. Describe their future with optimism while sharing what you’ve learned about senior living communities.
Involve Family and Friends. Pick the ones who can speak with love. Even a trusted doctor can participate. It’s important to strike a balance and avoid overwhelming your parents with too many opinions at once. Asking too many people may make them feel like they’re being caught off-guard.
You’re All in This Together. Visit senior living communities or interview in-home caregivers together.The final choice belongs to Mom or Dad.

What Do I Say if They Object?

Emotional issues make it easy to spiral into anger when people disagree. Stay focused on their needs and the benefits of senior living.

If they say…	Your response…
“I can’t afford it.”	“I’ve found some pretty affordable options around here, but let’s only consider those in your price range. If you’d rather, we can ask a financial planner. There are programs that may help with the costs, and we can research those together.”
“I don’t want to sell the house that I raised my kids in.”	“Wouldn’t it be nice if a young family moved in here? They’d be happy just like we were.”
“People leave you to die in old folks’ homes.”	“Times have changed, and there are lots of senior living options nowadays. Let’s go see your friends who have already made the move. We can take tours so we’re certain you can find the one you like.”
“I’m not ready.”	“I’m concerned that if you were suddenly unable to live independently, you’d have to make a lot of decisions quickly under pressure. I want you to choose the place you’d like to live.”
“I’m not getting rid of my dog/cat.”	“Many senior living communities are pet-friendly. We’ll put that on our list of must-haves.”

You Did It! But They Still Don’t Agree. What’s Next?

You’ve had open conversations, explored senior living options together, and addressed their initial concerns, yet your parent remains hesitant. It’s important to acknowledge that this is a significant life change, and it’s okay if they need more time to adjust to the idea.

Here are some additional approaches to consider:

Focus on Positive Experiences. Perhaps they enjoyed a specific activity or meal during a community visit. Highlight those positive experiences and encourage them to imagine incorporating those things into their daily life.
Deepen Understanding. Take time to delve deeper into your parent’s reservations. Try to understand if there are underlying fears, past experiences or unspoken concerns that are contributing to their reluctance. Open and honest conversations can provide valuable insights.
Consider a Trial Stay. Many communities offer short-term stays. This can be a great way for your parent to experience the environment firsthand and see if it feels like a good fit.
Seek Professional Guidance. A senior care advisor can provide objective information and support throughout the decision-making process. These professionals can offer personalized guidance, facilitate family discussions and provide additional resources to address complex emotions and challenges.

Remember, patience and open communication are key. Continue to listen to your parent’s concerns and work together to find a solution that meets their needs and makes them feel comfortable and in control. There may not be a one-size-fits-all answer, but with time and exploration, you can find the best path forward for your entire family.

Looking for More Help?

Try these resources:

The Eldercare Locator is a public service that can connect you with services for older adults and their families.
BenefitsCheckUp is a resource from the National Council on Aging that can point you to benefit programs that help with the cost of health care, food, utilities and more.
Downsizing the Family Home Workbook, a resource published by AARP, is filled with checklists and tips to get you through the transition. AARP also offers helpful webinars and events on a variety of topics for older adults.

Empathy. Positivity. Planning.

The first conversation may feel awkward, but you’ll gain confidence knowing you’re doing the right thing for the right reason. Equipped with an empathetic communication strategy and realistic knowledge of today’s senior living options, you can gently dispel your parent’s fears and slowly steer them toward a brighter future.

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We’re Committed to Great Living at

Fairview Estates

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When you’re looking for exceptional senior living in Hopkinton, Massachusetts, Fairview Estates is the place to be. You’ll discover an all-inclusive community with a big heart that has all the little conveniences to make every day yours to enjoy. Located close to cultural attractions and the leading health providers, Fairview Estates offers you an active lifestyle and peace of mind.

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UP NEXT

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Frequently Asked Questions:

How do I know if it’s the right time to talk to my parents about senior living options?

Look for signs such as memory issues, mobility challenges, emotional changes, poor hygiene or nutrition problems. These can indicate your parents may benefit from the additional support and community offered by senior living options.

What is the best way to start a conversation with my parents about senior living?

When approaching a conversation with parents about a transition into senior living, begin with empathy and open-ended questions. Listen more than you talk, acknowledge their feelings and keep the tone positive. These conversations may take time for seniors to process. It’s helpful to plan for several discussions rather than expecting a single conversation to resolve everything.

What should I do if my parents are resistant or have objections to senior living?

Many seniors plan to age in place at home and are not immediately open to the idea of transitioning to a senior living community. Make sure to listen and address their concerns calmly and respectfully, provide accurate information about modern senior living communities, and consider involving trusted family, friends, or professionals. Sometimes, arranging a visit or a short respite stay at the community can help ease their fears and allow them to experience the benefits firsthand.

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Evaluating Senior Safety and Security Systems

May 01, 2024

10 Minute Read

Safety/Disasters/Pandemics - Senior Living

Home » senior living

Older adults have a variety of great reasons for moving into a senior living community. Among the many benefits, senior safety and security is at the top of the list.

While falls and accidents are risks for anyone, adults aged 65 and older face an increased likelihood. According to the Centers for Disease Control and Prevention (CDC), more than one in four older adults report falling each year, making falls the leading cause of injury and injury-related deaths within this age group. This stark reality underscores the crucial role that prioritizing safety plays in senior living communities.

Home may be where the heart is, but it’s also the place where accidents happen most often. Household activities and clutter can easily put someone off balance. If that person is living alone, it’s difficult to call for help. And the senior safety concerns go on: kitchen fires, medication errors, driving accidents, crime.

No wonder family members worry so much about the safety and security of their loved ones living alone. Without the safety systems found in a senior living community, the risk of injury is higher. As families explore senior living options, ensuring a safe and secure environment is paramount. From emergency response protocols and surveillance technology to staff training and facility design, we’ll explore the comprehensive measures that contribute to the well-being and peace of mind of residents and their families. Learn key considerations as we provide valuable insights for making informed decisions when it comes to selecting a senior living community that prioritizes the safety and security of its residents.

Senior safety in home versus senior living graphic

Senior safety factors - car accidents and nutrition

Evaluating Senior Safety Systems

Whether you’re looking for an independent or assisted living community, you’ll want to know everything you can about their safety measures. To help you make an informed choice that will give you and your family peace of mind, look closely at these five key areas of a community’s senior safety systems:

Convenience services
Emergency response practices and protocols
Surveillance technology and monitoring
Staff qualifications and training
Design and safety features

Convenience and Peace of Mind

To begin understanding the senior safety and security features of community living, let’s start with the role of convenience. Most senior living communities operate on the concept of convenience as a core value. You get a comfortable living arrangement with less of the hassle of ownership and living alone.

But in addition to living a vibrant life with less stress, you eliminate the very real risk of injury normally associated with home maintenance and repair activities. Simply embracing a life with more convenience means you have to take less personal risk on a day-to-day basis.

senior woman and female staff member smiling

Emergency Response Protocols

Every senior living community should be in compliance with their state’s emergency preparedness guidelines. The guidelines cover:

Preparing for natural disasters, fire, infectious illness outbreaks and more
Risk assessment
Communication plans

When you visit the building, look for fire and smoke alarms, fire extinguishers, an indoor sprinkler system, and well-marked exits. You should also see floor plans posted with the locations of stairways designated as the emergency exits. Exits with wheelchair access should also be highlighted.

Questions to ask during your community tour:

How often are evacuation drills and emergency training held for residents and staff?
How do you alert residents and family members in case of an emergency?
What procedures did you put in place during the COVID pandemic?
How are staff trained to protect residents in case of an emergency?
Do you have a generator or other form of backup power?
Where do people who need mobility assistance go for help in an emergency?

Surveillance Technology and Security

Technology has added an exciting new dimension to senior safety and security. The alerts from these devices give staff the ability to respond quickly when a resident needs help.

Personal emergency response systems allow residents to call for help with the touch of a button. Worn as a necklace or bracelet, these wearable alert devices connect to a round-the-clock monitoring system. Immediate help can be quickly deployed for medical emergencies, accidents and other urgent situations. Other security systems are hands-free, using voice commands instead.

senior hands pressing safety alert button

Another wearable device helps staff locate residents in need of assistance. This tracker is especially useful for older adults diagnosed with cognitive difficulties like dementia who tend to wander. As the person approaches an exit door, the device will set off an alarm so caregivers can quickly respond to the right location.

Wireless motion sensors placed in a resident’s apartment detect activity and provide for remote daily check-ins. With these monitoring devices, older adults feel safe without sacrificing privacy or independence.

Both indoors and outdoors, security cameras and lighting keep the property and people safe.

Questions to ask during your community tour:

Can you demonstrate how this senior safety device works?
What happens if your phone system or internet access is down?
Are there alarms in each apartment?
How are doors monitored after hours?
Do residents have to sign out? Are visitors required to check in?

Staff Qualifications and Training

Different communities may have different requirements regarding staff qualifications and training. But inside any senior community that is actively working to put your safety and security first, each department should receive annual safety and security training covering emergency response procedures, resident safety protocols and security measures.

You’ll probably get a feel for how professional, efficient and friendly the staff is from your very first interaction. Do your best to meet and talk to as many employees as possible before deciding to move. You may find you hit it off immediately, or it may take a few visits before you can evaluate and judge.

Questions to ask during your community tour:

Do you have staff available 24/7?
How often is staff trained on senior safety and security?
What is your staff-to-resident ratio?
How do you handle staff turnover?
How do you cover staffing if someone takes the day off?
What are your procedures for background checks?
Where/when are emergency drill schedules posted?

Community Design and Senior Safety Features

Equipping a private home with senior safety features is costly and can lower the resale price, but these should be standard in every community you consider.

To support independence, increase accessibility and minimize the risk of falls, buildings should have:

Security door locks
Wide, well-lit doorways and halls
Slip-resistant flooring
Safety locks to places like pools and spas
Grab bars in the bathrooms
Raised toilets
Bright outside lighting

Questions to ask during your community tour:

Do you have people on staff that maintain the building?
If something breaks in a resident’s apartment, who do they tell?
How do apartments’ safety features differ based on levels of living (independent living, assisted living, memory care or skilled nursing)?

See Things for Yourself

All senior living communities are licensed and inspected by the state. Whichever community you’re considering, schedule a tour, and go back two or three times. Ask for a copy of their latest state inspection report. Bring a notebook and your list of questions.

Download the Evaluating Senior Safety and Security List Here

Older Adults Deserve to Live in Comfort, Safety and Security.

You’ll learn a lot each time you tour a senior community. By focusing your attention on the emergency response practices and protocols, surveillance technology, staff qualifications and training, plus their design safety features, you can make an informed decision and rest easy, knowing your loved one is safe. Make senior safety and security systems a priority in your search for a great place to live.

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Safety/Disasters/Pandemics

11 min read

Essential Home Safety for Older Adults

Imagine your loved one, comfortable and confident in their own home. They can navigate their living space with ease, engaging in the activities they cherish. This feeling of security is priceless, and creating a safe haven in their familiar surroundings is achievable.

Frequently Asked Questions:

What safety features should I look for in a senior living community?

When evaluating a senior living community, look for features such as emergency response systems, surveillance technology, well-trained staff and thoughtful facility design. Key safety elements include fire and smoke alarms, indoor sprinkler systems, well-marked and accessible emergency exits, security door locks, wide and well-lit hallways, slip-resistant flooring, grab bars in bathrooms, and bright outdoor lighting.

How do senior living communities handle emergencies?

Senior living communities are required to comply with state emergency preparedness guidelines, which include risk assessment, communication plans, and regular emergency training for staff and residents. Look for communities that conduct frequent evacuation drills, have clear procedures for alerting residents and families, maintain backup power sources, and provide special assistance for residents with mobility needs.

What technology is used to keep residents safe?

Many communities utilize personal emergency response systems, wearable alert devices and wireless motion sensors to ensure resident safety. These technologies allow residents to quickly call for help, enable staff to locate residents in need (especially those with cognitive challenges) and monitor activity without sacrificing privacy. Security cameras and controlled access points are also commonly used to enhance safety both indoors and outdoors.

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Continuing Care Retirement Communities: Are They Right for You?

April 24, 2024

13 Minute Read

Levels of Care - Senior Living

Home » senior living

Embarking on the journey of retirement often prompts a series of important decisions. One of the biggest – and most exciting – decisions you will make is where to spend your retirement. If you’ve thought about senior living and have been doing research, then you know there are many options. Finding the ideal senior living arrangement is a significant step, and the landscape is rich with choices. But which one is right for you? As you research, you’ll discover continuing care retirement communities (CCRCs), sometimes called life plan communities.

To help you evaluate your choices, you’ll need to understand what continuing care retirement communities provide along with an idea of their costs and contract obligations.

What is a Continuing Care Retirement Community?

CCRCs are designed with a comprehensive approach, aiming to provide residents with a continuum of care that evolves to meet their changing needs. The allure lies in the promise of a supportive environment where individuals can age gracefully without the need to relocate as their health needs shift. A CCRC provides living arrangements that ranges from standalone homes, townhouses and apartments to private or semi-private rooms.

With almost 2,000 CCRCs across the country, these communities provide independent living, assisted living and skilled nursing care, all within one community.

Continuing care retirement communities are ideal for:

Individuals looking for a comprehensive long-term living situation with a variety of options now and in the future
Couples whose spouse or partner requires a different level of care

Understanding CCRCs

As in other retirement communities, CCRCs are maintenance-free and offer:

Choice of housing based on availability
Meal plans
Recreational and social activities
24-hour security
Transportation
Housekeeping
Building modifications to promote accessibility and mobility
Emergency help

What Is a Continuum of Care?

A continuing care retirement community has a continuum of care. This simply means that a CCRC can provide different levels of senior care services based on community availability as well as each resident’s physical needs and abilities.

What Are the Different Levels of Care?

Independent Senior Living

This maintenance-free lifestyle comes with a variety of housing options: standalone homes, townhouses, condos and apartments. Community dining, services and recreational activities are geared to the interests of older adults. Independent senior living is ideal for individuals who require little to no assistance with daily living tasks.

Two older men are gardening together, planting flowers in a raised garden bed. Both are smiling and wearing blue t-shirts. Gardening tools and gloves are nearby. The background has a light, textured pattern.

Assisted Living

Assisted living services encourage independence but offer a higher level of support. Older adults in assisted living receive all the services provided in independent living plus:

Help with the activities of daily living (dressing, bathing, walking, toileting)
Medication reminders
Personalized care plans

Memory Care

This level of senior care refers to a specialized type of long-term care that is designed to meet the unique needs of individuals with Alzheimer’s disease, dementia and other memory-related disorders. Memory care programs are specifically tailored to provide a safe and supportive environment for individuals experiencing memory loss.

Skilled Nursing

Skilled nursing care is the highest level of care in a CCRC and is designed for individuals who require 24-hour medical care and assistance with all activities of daily living. Residents in skilled nursing care typically have their own rooms and receive care from a team of health care professionals, including nurses, therapists and social workers. Skilled nursing staff can administer:

Physical therapy
Occupational therapy
Speech therapy
IV therapy
Post-stroke, after-surgery and cardiac care

What Are The Benefits of a Continuing Care Retirement Community?

CCRCs offer a range of benefits that can make them an appealing option for older adults who are looking for a secure and supportive place to retire. While CCRCs offer the same benefits as other senior living arrangements, they do offer their own unique advantages, including:

Levels of care. CCRCs provide a continuum of care, ensuring that residents have access to the appropriate level of support as their needs evolve. This can be a significant source of peace of mind for both residents and their loved ones, knowing that care is readily available if needed.
Access to health care services. CCRCs typically have health care services available on-site, including assisted living and skilled nursing care. This means that residents can receive necessary medical care without needing to leave the community. This can be a major convenience, especially for older adults who may have difficulty managing multiple care arrangements.
Aging in place. Residents can age in place within the same community, promoting a sense of familiarity and continuity. This is especially beneficial for couples or individuals who want to stay together even if one partner requires a higher level of care.
Predictable expenses. CCRCs typically require an entrance fee and monthly fees, which cover the cost of future care. This can provide peace of mind for residents knowing that their long-term care expenses are covered.

How Much Do CCRCs Cost?

A continuing care retirement community costs more than other senior living choices. You’ll be charged an entry fee and monthly expenses based on services. These prices vary depending on the geographic location and your lifestyle.

Understanding the Financial Structure of CCRCs

The entrance fee, also known as buy-in fee, will secure your place in the community. Your buy-in fee pays for your ability to move from one care level to another. This amount also goes into maintaining and improving the buildings. Across the country, the buy-in fee can range anywhere from $40,000 up to $2 million. The national average is $414,722.

Monthly expenses cover amenities and services (meals, maintenance, housekeeping, activities and events, plus personal assistance as needed).

How Much Should I Budget for Monthly Fees?

In 2021, the average totalled $3,555 per month. However, these costs have been rising by 4% or more per year.

How Can I Finance the Entrance and Monthly Fees?

Many people use the profits from selling their home to finance the entrance fee. While waiting for those funds, short-term home equity loans and bridge financing are available. In some continuing care retirement communities, the entrance fee can be partially refunded based on how long the resident lives there.

Once you’ve secured housing in a CCRC, there are also ongoing monthly fees to consider. These ongoing expenses can be covered by a variety of sources.

Retirement income from Social Security, pensions and retirement savings can be a steady source of income for these costs. Long-term care insurance can also play a role. Many policies offer daily or monthly benefits to help cover assisted living or nursing care expenses within the CCRC.

Health savings accounts (HSAs) offer another financing option. Funds accumulated in HSAs can be used for qualified medical expenses, including some long-term care costs. Medicare and Medicaid can also be potential resources. While Medicare generally doesn’t cover long-term care, Medicaid may offer assistance, depending on your income and assets. It’s important to explore eligibility requirements carefully.

Remember: The best financing option for you will depend on your individual financial situation, risk tolerance and long-term care needs. Consulting with a financial advisor can help you create a personalized plan for managing both entrance fees and ongoing monthly costs in a CCRC.

Understanding a CCRC Contract

As you visit continuing care retirement communities, you’ll notice some differences. One of these is the type of contract you’ll need to sign.

Buy-in contracts come in three forms and determine the amount you’ll pay as an entrance fee.

Extensive life-care contract (Type A). Assisted living, along with medical and nursing care will be provided at no extra cost to you. You are prepaying for health care services that you may, or may not, need in the future.
Modified contracts (Type B). You’ll receive medical services for a limited time and up to a certain dollar amount. If you need more care in the future, your costs will rise.
Fee-for-service contracts (Type C). This is a pay-as-you-go model, and while this is the least expensive entrance amount, the monthly fees can add up.

Like any legal document, contracts are complicated. If you choose a CCRC, read your contract thoroughly or ask the advice of a legal professional. Make sure you are fully confident in your decision and understand the contract before signing.

Three Factors to Consider Before Choosing a CCRC

Financial. CCRCs can be a significant financial investment. Carefully consider your budget and whether you can afford the entrance fee and monthly fees. Consider consulting a financial advisor for personalized guidance.
Health Needs. Assess your current health status and anticipate any potential future care requirements. If you foresee needing assisted living or skilled nursing care, a CCRC can provide a seamless transition and peace of mind. However, if you prefer to manage your own care arrangements, a CCRC may not be right for you and other senior living options may offer a more tailored fit.
Personal Preferences. Assess your desired level of independence, social engagement and amenities. CCRCs offer a range of activities and services, but it’s essential to ensure the community aligns with your interests and personality. Think about your preferred living environment, the type of activities you enjoy and the overall atmosphere you seek.

Do you get a good feeling from the community after a tour?
Is the location close enough for your friends and family?
Is the environment enriching? Do you see a lot of activity?
Did you get a warm welcome from staff and residents?

Continuing Care Retirement Community cost comparison graphic

Unsure if a Continuing Care Retirement Community (CCRC) is the Right Choice?

Thinking ahead about your retirement living situation is a smart decision that can greatly benefit your future. While CCRCs offer a continuum of care and peace of mind for many seniors, it’s essential to explore all your senior living options before making a decision.

Choosing a CCRC is a significant commitment, both financially and emotionally. It may not fit every budget or lifestyle preference. Fortunately, CCRCs aren’t the only option available. Independent living communities provide an attractive alternative, offering an enriching lifestyle with amenities, services and activities for adults. Unlike CCRCs, independent living communities don’t require residents to have additional support or care on-site, providing freedom and flexibility while still fostering a sense of community.

Our blog post dives deeper into the comparison between independent living and CCRCs, offering clarity and guidance as you begin your senior living journey. Explore how these options align with your needs, preferences, and budget considerations to make an informed decision that sets the stage for a fulfilling retirement lifestyle.

Make an Informed Decision

Every question you ask and all the research you do is important. Understanding your senior living options takes you one step closer to a happier, more fulfilling life. A CCRC is just one type of retirement community among many others. By knowing what’s important to you and the financial impact of your decision, you can relax and get the most out of your retirement years.

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How to Cut Costs for Retirement

How do you know if you’re saving enough for retirement? It’s a question we ask ourselves often. We all want our golden years to be stress-free, but the financial planning part can be confusing. If you’ve ever wondered how to ensure your retirement nest egg not only lasts but thrives, you’re in the right place. This isn’t about pinching pennies; it’s about finding ways to make your money go further.

Frequently Asked Questions:

What is a continuing care retirement community (CCRC), and what does it offer?

A continuing care retirement community (CCRC), also known as a life plan community, provides a full continuum of care – including independent living, assisted living and skilled nursing care – all within one community. This allows residents to age in place and transition seamlessly between levels of care as their needs change, without having to move to a new location.

What are the main financial considerations when choosing a CCRC?

CCRCs typically require an entrance fee (which can range from tens of thousands to over a million dollars) and ongoing monthly fees that cover amenities, services and varying levels of care. The cost structure depends on the type of contract. Some contracts guarantee future care at no extra cost, while others require additional fees as care needs increase. It’s important to review contract terms carefully and consult a financial advisor to ensure the arrangement fits your budget and needs.

What factors should I consider when evaluating if a CCRC is right for me?

When evaluating a CCRC, consider your current and anticipated future health needs, your financial situation (including the ability to afford entrance and monthly fees), and your personal preferences for community life, activities, and amenities. Also, assess the community’s atmosphere, the friendliness of staff and residents, and the location’s convenience for family and friends. Touring the community and reviewing contract details can help you make an informed decision.

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10 Questions Older Adults Should Never Skip at Their Doctor’s Visit

March 06, 2024

10 Minute Read

Health & Wellness - Levels of Care - Senior Living - Tips & Tricks

Home » senior living

As we get older, our health remains our most precious asset, especially as we approach retirement. Open and informative conversations with our health care providers become increasingly valuable in ensuring that we can live healthy lives filled with vitality and joy. By asking the right questions, we can better understand our health and act to manage any problems.

Embrace open communication with your health care provider – think of them as your partners in safeguarding your well-being. Engage in conversations that foster trust and understanding.

Don’t hesitate to ask questions, no matter how simple or complex they may seem. Remember, there are no silly questions when it comes to your health. If you’re not sure where to start, here are 10 important questions to ask your doctor during your next appointment. But first, a couple of tips.

Disclaimer: The content provided in this blog is not intended as medical advice. It is for general informational purposes only. Remember to consult with a qualified health care professional for personalized medical guidance and recommendations. Always seek the advice of your health care provider before making any health-related decisions. 

Regular Doctor Visits Are Important to Your Health

Take a tip from Ben Franklin: An ounce of prevention is worth a pound of cure. Even if you feel fine, make regular checkups part of your regular routine. Too many of us put off that doctor visit until symptoms start or worsen. Use your Medicare Part B coverage to get an annual wellness exam.

Be Open and Honest

The doctor-patient relationship is an important one. Direct communication is key.

When you say how you’re feeling and what you’re experiencing, you’re making the doctor’s job easier. The more information they have, the better chance you have of getting an accurate diagnosis and treatment. Write notes and maybe even rehearse what you want to say beforehand.

Be truthful about your medical history and symptoms, even if they seem embarrassing. Doctors have likely heard it all before.

Five Effective Communication Tips

Don’t be shy. Give your doctor all the details.
Be truthful. Don’t minimize or overstate your symptoms.
Be clear and concise.
State your preferences. Ask for more options if needed.
Repeat or rephrase your message if you don’t feel heard.

10 Questions to Ask Your Doctor

Should I be concerned about any health risks?

This question opens the door to a conversation about your current health and what you should be looking out for in the future. We all want to know if any aches, pains or other symptoms are causes for concern. Review the results of screenings and blood tests, focusing on any readings outside the normal range.
What health screenings and tests do I need?

At a routine exam, doctors will check your body mass index (BMI), skin conditions, cholesterol and blood pressure. You may also be due for various cancer screenings. Based on your age, lifestyle and current health, your doctor will recommend the right health screenings for older adults.

This is a good time to bring up your family history. You should mention heart disease, cancer, strokes and many other conditions that run in the family. You may be a good candidate for genetic testing that can uncover certain risks.
What are the side effects of my prescribed medications?

Discuss medication management with your doctor and pharmacist. If you are already experiencing side effects, ask the doctor for a different dosage or prescription.

Older adults often have a team of health care professionals prescribing medications. Give each doctor your list to prevent unforeseen drug interactions. Check if any of the medications can be eliminated and if the vitamins or supplements you’re taking interfere with a drug’s effectiveness.
How can I manage my chronic conditions?

If you’re dealing with chronic medical conditions, see your primary care physician or specialist often. Discuss ways to monitor and manage your symptoms between visits. Your doctor can also advise you on lifestyle changes that could improve your daily life.
What lifestyle changes can improve my health?

You probably already know the answer to this question. However, when a doctor confirms it, it can give you the strength to make a positive change. They can also provide you with information from reputable sources to help you get started on making changes.
Should I make any changes to my nutrition and diet?

You’ll see lots of articles online linking senior nutrition and health. Your doctor can separate fact from fiction and share the latest research on what’s best for you and your body, or provide you a referral to a dietitian for more in-depth nutritional support.
What are the best activities and exercises for me?

Exercise goes a long way in maintaining health, but not every activity is good for everybody. Talk with your doctor or physical therapist about what you can do safely to preserve and expand your capabilities based on your physical condition.
Are there any mental health or cognitive assessments you would recommend?

As part of your annual wellness visit, your doctor will be checking for signs of depression and loss of cognitive abilities. The tests and questions are very basic, so if you believe your memory or thinking skills have deteriorated more than what is normal for aging adults, now is the time to bring it up. Your doctor will send you to a specialist in mental health services for older adults.
How often should I see you or my specialists?

That answer depends on your current health, test results and age. If you are experiencing new or worsening symptoms, don’t wait. Schedule an appointment. But a good rule to follow is always see your doctor at least once a year for your annual wellness checkup.
Do you know of any resources or support that will help me manage my health?

Medical professionals cringe when they hear that you are looking up symptoms online. Yes, there are plenty of reliable resources, but even those can cause undue concern. Your doctor and other staff members will be happy to point you to resources and groups that focus on healthy aging.

Download These 10 Questions to Ask Your Doctor Here

If You Don’t Understand Something, Ask the Doctor

Medical terms are notoriously hard to comprehend. Don’t feel foolish. Ask the doctor to repeat the information more simply. Say it back in your own words to make sure you really understand.

Change and Revise Your Questions Over Time

With each visit, talk about any changes you’ve noticed in your health. Over time, your questions will be more insightful and in-depth.

Be Your Own Advocate

If you have concerns about any health matter or treatment plan, don’t let it slide. Ask the doctor for more information, tests or alternative treatments. Getting a second opinion can be a literal lifesaver.

Set Health Goals and Make a Plan

After getting an exam and test results, you may feel overwhelmed. What to work on first? Weight? Cholesterol? Diet? Your doctor can help you set priorities so you can concentrate on the most important factors.

Get the Most Out of Your Visit

Did you know that people forget 40%-80% of medical information immediately? If you receive concerning news, your emotions take over and you’ll remember even less. To help you retain important information, follow these steps:

Bring a list of questions and concerns.
Ask a relative or friend to come with you.
Take notes during your appointment.
Repeat back information to make sure you understand.
Learn how to access your medical information through your health system’s online portal.

Take an Active Role in Your Health

Remember, effective communication is a two-way street. Your health care provider is there to support you on your journey toward optimal health. Prepare for your appointment by always bringing a list of topics and questions to ask the doctor. By actively participating in your care and engaging in open dialogue, you can feel better about your health and gain confidence to enjoy your retirement years.

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Frequently Asked Questions:

Why is it important for older adults to ask questions during doctor visits?

Asking questions during doctor visits helps older adults better understand their health, treatment options and any necessary lifestyle changes. Open communication fosters trust between patients and providers, ensures accurate diagnoses, and empowers older adults to take an active role in managing their well-being.

What are some key questions older adults should ask their doctor at their next appointment?

Some important questions include:

Should I be concerned about any health risks?
What health screenings and tests do I need?
How can I manage my chronic conditions?
What are the side effects of my medications?
Are there any lifestyle changes that can improve my health?

These questions help seniors stay informed and proactive about their health.

How can seniors make the most out of their doctor visits?

Seniors can get the most from their appointments by preparing a list of questions and concerns in advance, bringing a friend or family member for support, taking notes during the visit, and repeating back important information to ensure it’s understood. Being honest and clear about symptoms and preferences also helps doctors provide more personalized care plans.

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Fall Prevention: 4 Fall Safety Tips Everyone Should Know

February 28, 2024

12 Minute Read

Health & Wellness - Safety/Disasters/Pandemics - Tips & Tricks

Home » senior living

Staying active and independent is what we all want, at every age. But an injury from a fall can jeopardize our health and happiness. Every year, over 3 million older adults are treated in emergency departments for injuries because of a fall. Before it happens to you or your loved one, put fall prevention strategies into action.

Although our risk increases as we age, there are plenty of practical fall safety tips that can save you from painful and costly broken bones, fractures, head injuries and strains. The suggestions in this blog will get you started in developing a fall prevention plan that works for you.

These fall safety tips will help you steer clear of the most common causes: body weakness, home hazards, medical conditions, drugs both prescribed and over-the-counter, and unhealthy habits.

Fall Safety Tip #1: Exercise for Balance and Strength

Was your New Year’s resolution to get more exercise? Ease into it by talking to your health care team. Not only will they know what kind of movement and how much work is safe for your body, they can recommend fall prevention exercises that improve your strength, balance, coordination and flexibility.

Ask them for a referral to a physical therapist or an occupational therapist who can personalize a plan dedicated to your abilities and needs. Therapists work with you one-on-one to make sure that you’re doing exercises correctly and that you don’t injure yourself in the process.

Staying strong is one of the best fall safety tips, but never start an exercise program without talking to your doctor first. Many recommend tai chi, yoga and walking.

Tai Chi

Tai chi, which originated in China, combines slow, gentle movements with mindful breathing and imagery. The result is a mind-body workout that’s packed with fall prevention benefits. By focusing your attention on your body’s position, you become aware of your breath, your physical sensations and your mental processes. With regular practice, balance, power, strength, stamina, agility, flexibility, and aerobic capacity increase. There’s also evidence that tai chi enhances bone density, so if you do fall, you have less chance of injury.

Many people use tai chi for its mental benefits. Cognition, moods and focus go up. Stress, anxiety and depression go down.

Yoga

The National Institute on Aging has published findings that yoga is a fall prevention powerhouse. Physical poses, deep breathing and concentration help you strengthen the muscles that keep the body balanced. Because yoga focuses your attention on your movements, you develop stability and flexibility, along with a calmer mind and a sense of accomplishment.

It’s not too late to start practicing even for the oldest adults. While some poses can prove too challenging, chair yoga works just as well at giving you strength and balance, along with reducing joint pain. Chair yoga participants hold poses while seated or use the chair for balance when doing standing poses.

Walking

When it comes to fall prevention, the benefits of walking outpaces other exercises, even balance training. Many older adults don’t take walks due to the fear of falling, but by lessening activity, the body becomes weaker and unsteady. If you have access to a gym or community center, spending time on an elliptical puts less stress on your joints and will develop your thighs and buttocks. Walking on a treadmill does wonders for hamstrings, calf muscles and ankle muscles.

No matter where you walk, wear properly fitting, sturdy, flat shoes with nonskid soles. Canes or walking sticks provide balanced support and take pressure off one or both of your legs.

Fall Safety Tip #2: Fall Prevention Starts at Home

About 75 percent of falls happen in the home. Little improvements make a big difference.

Keep the things you use most often within easy reach. If something is too high, use a reach stick or ask for help.
Turn on lights as you enter a room and when you’re going up or down stairs.
Use a night light and illuminated light switches.
Know where your cat or dog is resting. As wonderful as pets are, they’re easy to trip over.

Look around for potential fall hazards.

Clutter is often a culprit waiting to trip you up. Move boxes, electric cords, furniture, plants and anything else in a high-traffic area that blocks the paths to light switches. Clear debris from outdoor walkways too.
Area rugs tend to bunch up. If they don’t have slip-resistant backing, tack them to the floor or throw them away.
Repair loose floorboards and carpeting.
Get rid of bathroom hazards by using nonslip mats in your bathtub or shower. Buy a bath seat so you can sit while you shower and a raised toilet seat for easier access.
Clean up spills on the floor right away.

The National Association of Home Builders certifies contractors who can install these balance aids:

Nonslip flooring
Grab bars and grips
Handrails on both sides of indoor and outdoor stairways
Walk-in tubs and showers
Indoor or outdoor ramps
Wider doors and hallways for wheelchairs and scooters

Because of their training, they can recommend other improvements and fall safety tips.

Fall Safety Tip #3: Talk to Your Health Care Team

If you’re worrying about falling, talk openly and honestly to your doctor. Feeling dizzy or unsteady greatly increases your risk of falling and may be a symptom of other conditions that require treatment. Your doctor needs to know if you’re having trouble getting in and out of chairs, walking on flat surfaces or climbing stairs.

Tell your health care team about any fall you’ve had – how it happened, where you were and what you were doing at the time. Even if you or somebody else caught you before you hit the ground, details like these will give your doctor the clues they need to recommend fall safety tips.

Older adults often visit specialty doctors in addition to their primary care physician. Make a list of your prescription and over-the-counter drugs and supplements. Even if you’ve been taking the same medicines for years, age can change how your body reacts to them. Your doctor will know if the side effects or interactions between the drugs are making you dizzy. Sedatives, tranquilizers, anti-depressants, antihistamines, anti-inflammatories, analgesics, blood pressure medication and other cardiovascular drugs can be the cause.

Your eyes are an important part of the picture, too. Vision impairment due to glaucoma, cataracts or wearing old prescription glasses can throw you off balance. Schedule your annual eye exam and update your glasses or contacts as your vision changes.

Understanding the Morse Fall Risk Scale

If you’re in the hospital, health care professionals use the Morse Fall Risk Scale, a simple and quick assessment tool used to evaluate the risk of falls in patients. It considers various factors that contribute to fall risk, providing a systematic approach to identifying those who may be more susceptible to falls.

Components of the Morse Fall Risk Scale

The Morse Fall Risk Scale assesses several key factors, assigning scores to each based on the patient’s condition. These factors include:

History of Falling. A patient’s history of falls is considered, with more recent falls carrying a higher risk score.
Secondary Diagnosis. Certain medical conditions can increase the risk of falls. The Morse Scale accounts for secondary diagnoses that may impact a patient’s stability.
Ambulatory Aid. The use of walking aids, such as canes or walkers, is taken into consideration. Dependence on these aids may indicate a higher fall risk.
Intravenous (IV) Therapy. Patients receiving IV therapy may have mobility limitations. The Morse Scale recognizes the potential impact of IV therapy on fall risk.
Gait. Difficulty walking, including weakness, imbalance or shuffling, can increase fall risk.
Mental Status. Cognitive impairment can contribute to falls. The scale evaluates the patient’s mental status to gauge their awareness and ability to prevent falls.

Interpreting Morse Fall Risk Scores

Health care professionals calculate the total score based on the patient’s responses to the above factors. A higher total score indicates an increased risk of falling.

For older adults and their families, understanding the Morse Fall Risk Scale can be empowering. It allows them to work collaboratively with health care providers to address specific risk factors. Regular assessments using the Morse Scale enable health care teams to implement personalized fall prevention measures, enhancing overall safety for seniors.

Check your risk by using the Falls Free CheckUp developed by the National Council on Aging.

Fall Safety Tip #4: Fall Prevention is a Lifestyle

Eat right. Feed your body the right stuff to protect yourself against broken bones. Enjoy foods with lots of calcium:

Milk, cheese and other dairy products
Green leafy vegetables like broccoli and kale
Tofu
Plant-based drinks with added calcium
Almonds

To help your body absorb calcium, you’ll need vitamin D. Get plenty of sunshine and eat a diet rich in:

Oily fish, like salmon and tuna
Fortified foods like milk and cereals
Mushrooms
Eggs

Your doctor may suggest vitamin and mineral supplements, too.

Start a Fall Prevention Plan That Works For You

You don’t have to do it alone. Your health care team is the best resource there is. Many states offer fall prevention workshops loaded with fall safety tips and confidence builders. You’ll find even more programs at senior citizen centers and senior living communities, too.

You don’t have to do everything all at once. Your exercise program can start small and increase as you increase stamina. When you see a hazard in your home, make the change. Improve your lifestyle one healthy habit at a time.

Even though no fall prevention strategy is foolproof, Remember these four fall safety tips.

Be proactive and protect yourself. Don’t wait for a nasty fall to happen to you. Start your fall prevention plan today.

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Emergency Preparedness for Seniors

Hurricanes. Tornadoes. Heat waves. Ice storms. How would you deal with any one of the many situations that require an emergency response?

Frequently Asked Questions:

What are the main causes of falls in older adults?

The most common causes of falls include body weakness, home hazards (like clutter or poor lighting), medical conditions, side effects from medications (both prescription and over-the-counter), and unhealthy habits such as inactivity.

How can I reduce my risk of falling at home?

You can lower your risk by making simple changes such as keeping frequently used items within easy reach, improving lighting, removing tripping hazards like loose rugs and clutter, installing grab bars and handrails, and using nonslip mats and rugs throughout the home.

What types of exercises help prevent falls?

Exercises that improve strength, balance, coordination and flexibility are highly effective. Recommended activities include tai chi, yoga (including chair yoga) and walking. Always consult your health care provider before starting a new exercise program to ensure it’s safe for you.

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RESIDENTS SAY INDEPENDENCE IS A TOP PRIORITY

What Is In-Home Care?

February 21, 2024

12 Minute Read

Levels of Care - Senior Living

Home » senior living

Home. It’s not a place – it’s a feeling. And that feeling grows stronger as we age. Three out of four adults over 50 say they want to live in their own homes as the years go on. But when daily life becomes more difficult, many find they need additional support to age in place successfully.

So the question arises: how do we make “home” work for our changing needs? Balancing independence with the need for support can be a challenge, leaving many families feeling overwhelmed and unsure where to turn. Fortunately, there’s a solution that allows your loved one to age in the comfort of their home while receiving the care and assistance they deserve. In-home care services and hired caregivers can lend support in a variety of ways, from offering simple companionship to helping with basic tasks and even providing specialized medical care.

Learn more about these options, how to find in-home care services and how to decide which one is right for your loved one. Before starting the conversation, keep in mind that aging in place requires a home that’s easy to maintain, safety features that promote mobility and prevent falls and readily available senior support network of caregivers and health care professionals.

What is In-Home Care?

Home care professionals can provide occasional, daily or round-the-clock assistance. Depending on your loved one’s needs, you can hire a personal care assistant and/or a home health care professional.

Personal Care Assistants

Personal care assistants can make your loved one’s life safer and easier. These caregivers can help with everyday tasks like:

Bathing
Dressing
Toileting
Mobility
Cooking and eating
Household chores
Transportation

Their presence in the house and friendly conversation help to alleviate the symptoms of social isolation. But one thing these caregivers cannot provide is medical assistance. That’s where home health care comes in.

What Can a Personal Care Assistant do?

Help with the everyday things people do (activities of daily living):

Bathing and showering
Getting dressed
Using the toilet
Moving in and out of bed
Getting out of a chair
Walking safely across a room

Meal preparation:

Help with eating
Cooking
Going to the grocery store
Preparing meals and cleanup

Light housekeeping:

Dusting
Vacuuming
Laundry
Making sure the house is organized and safe

Transportation:

Running errands with or without the older adult
Door-to-door service to the doctor and other appointments

Money management:

Tracking and paying bills
Filling out health insurance and other forms

Pet care:

Feeding and watering
Dog walking

Home Health Care

If your loved one requires frequent medical assistance due to chronic conditions or is recovering from surgery, an accident, illness, stroke or heart attack, their doctor will recommend in-home health care. Because these caregivers are specially trained and certified health care professionals, they can administer treatments available in skilled nursing facilities.

When Should I Consider In-Home Care for My Loved One?

It’s a natural concern, and there’s no one-size-fits-all answer. However, some signs that your loved one might benefit from additional support include:

Noticeable weight loss may mean they aren’t eating right.
Decreased mobility and frequent falls are causes for alarm.
Forgetfulness, while sometimes a normal part of aging, can be the source of missed medications, inattention to bill paying, wandering and safety issues.
A messy appearance and lack of personal hygiene can come from depression or the inability to maneuver in the bath or shower.
Unsafe driving caused by vision problems, slowed reaction times, diabetes or dementia are big red flags.
Certain health conditions require frequent monitoring and treatment.

What Can an In-Home Health Care Professional Do?

Monitor general health
Take vitals such as temperature, heart rate, blood pressure and respiration
Pain control
Wound dressing and care
Intravenous therapy and IV insertion
Occupational therapy
Physical therapy
Speech therapy
Ostomy care

What Are The Advantages of In-Home Care?

Emotional Benefits

A dedicated caregiver is so much more than the help they provide. They provide peace of mind to family members who know their loved one is getting personalized attention and support. Family caregivers need respite from their responsibilities. Hiring in-home help takes the worry and guilt off your shoulders.

Social isolation affects older adults both emotionally and physically. Seeing an in-home caregiver come through the door can bring a sigh of relief. That person is a welcome companion to an older adult who looks forward to conversation and a friendly smile.

Older adults as well as their caregivers enjoy a higher degree of safety, security and independence when receiving in-home care.

Physical Benefits

Receiving frequent personalized medical attention promotes better health outcomes than waiting for care between doctor appointments. Patients heal more quickly if resting in the comfort of their familiar homes. Consistent nutrition boosts overall health.

Cost Benefits

Throughout the U.S., the average cost of personal assistance care is $4,957 per month. In-home health care is higher, averaging $5,148 every month. The cost of care will vary, depending on where you live. As expensive as these services seem, you will be paying less than if your loved one was living in an assisted living community or a skilled nursing facility.

If a doctor prescribes home health care and a senior has Medicare Part A (hospital insurance) and/or Part B (medical insurance), Medicare will cover eligible costs. Veterans can finance in-home care from their Aid and Attendance benefit.

What Are The Downsides of Aging in Place?

Even with the best in-home care services, aging in place has its disadvantages. Here are four drawbacks that people report most often.

1. Home Maintenance

Keeping up a home is costly. Appliances, roofs, furnaces and air conditioners wear out and take time and effort to replace. Whether these repairs are planned or unexpected, the bills add up. Property taxes tend to increase every year, too.

2. Home Modifications

Installing safety features improves accessibility but can drain finances. Start by correcting any problems like loose railings or steps, uneven floors and cluttered pathways. The National Association of Home Builders certifies contractors who can install:

Wider doors and hallways for wheelchairs and scooters
Nonslip flooring
Grab bars and grips
Walk-in tubs and showers
Ramps

While these changes make it easier for your loved one to age in place, they may make the house harder to sell and affect its value.

3. Social Isolation

The time between in-home caregiver visits leaves plenty of hours of being home alone. The Centers for Disease Control (CDC) warns that social isolation carries health risks for older adults. Studies indicate that an older adult has a higher chance of depression, heart disease, stroke or dementia if they are persistently lonely. Many people look into senior living as a healthier alternative.

4. Caregiver Reliability

Finding the right personality fit between a care recipient and their caregiver can take a while. Getting in-home health care workers up to speed on your loved one’s medical conditions takes time too.

Job websites report average salaries for in-home care workers start at about $17 an hour. Unfortunately, this leads to a high turnover in staffing. Because of that, home visits may be delayed and rescheduled. Frequent changes in caregivers can threaten your loved one’s sense of security, and strangers may frighten people diagnosed with dementia.

How Can I Find the Best In-Home Care Services?

Talk to people you trust.

Word of Mouth. Extended family, friends and neighbors are dealing with these challenges more often than you may think. One of them may be willing to take on the tasks of being a personal care assistant or can point you to reliable people or agencies.
Health Care Teams and Hospital Staff. Doctors, nurses and hospital social workers are excellent sources for informed referrals.
A Geriatric Care Manager.
Home Care Agencies.
Places of Worship and Charities.
Your local area agency on aging and Eldercare.
Community resource lists from the Alzheimer’s Association and AARP.

No matter which route you go in hiring in-home care services, proceed with caution.

Look for consistent answers during the interview process.
Ask for referrals and speak to previous clients. Don’t rely solely on online reviews.
Ask about their hiring process and background checks.
Get financial policies and lists of liabilities in writing.

Alternatives to In-Home Care

You’re probably seeing more adult day services in your neighborhood. These programs offer companionship, personal care, social activities, meals and exercise, allowing family caregivers to go to work and catch up on other responsibilities.

Many senior living communities welcome older adults on a short-term basis. In addition to the respite care they provide, it’s a good opportunity to test out how well your loved one could adapt to this living situation.

Assess Needs

Consult this checklist to determine what kind of help you need and how many hours are required. Share your concerns honestly with the in-home caregiver.

Activities of Daily Living

Can your loved one:

Dress and undress?
Prepare nutritious meals and clean up afterward?
Shop for groceries and other necessities?
Get in and out of bed or a chair on their own?
Bathe, shower and generally maintain personal hygiene, including oral care?
Walk and use the stairs safely?
Drive or use public transportation?
Manage medications?
Keep the house clean and organized?

Mental Health

Are they:

Forgetful to the point that safety is a concern?
Depressed?
Showing decreased interest in life, family, friends or hobbies?
Wandering?
Able to pay bills, manage insurance and legal forms?
Experiencing mood swings?

Physical Health

Do they have:

Special dietary needs?
Chronic conditions?
Short-term illnesses or recovery issues?
Balance problems?
Sleep disturbances?
Vision or hearing problems?
Moderate to severe pain?

Download The Needs Assessment Checklist Here

An in-home personal care assistant or home health caregiver can bring tremendous relief, but it isn’t the right solution for everyone. Once you understand what in-home care can offer and how their services match up to your loved one’s needs, you’ll be ready to start your search for a reliable, compassionate caregiver.

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You’ll find the right balance of independence and security at our independent senior living community in North Logan, Utah. Your monthly rent includes fine dining, enriching activities , fun events, easy transportation and an emergency monitoring system that’s second to none. If you ever need extra assistance, you can hire a third-party home health care provider. We take care of the rest.

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Levels of Care

9 min read

Deciding on the Right Level of Senior Care

We’ll explore the different types of senior care, their benefits and limitations, and offer practical tips to help you evaluate each option through the lens of your loved one’s unique needs and preferences.

Frequently Asked Questions:

What is in-home care and who can benefit from it?

In-home care refers to a range of services that allow seniors to remain safely and comfortably in their own homes while receiving assistance with daily activities or medical needs. These services can include help with personal care, meal preparation, housekeeping, transportation, and companionship. Seniors who want to age in place but need extra support due to age-related challenges, illness, or recovery can benefit from in-home care.

What is the difference between personal care assistants and home health care professionals?

Personal care assistants provide non-medical support such as help with bathing, dressing, meal preparation, housekeeping and companionship. They do not provide medical treatment. Home health care professionals, on the other hand, are licensed medical providers who offer skilled care, including wound care, medication management, physical therapy and monitoring of health conditions.

How can I find reliable in-home care services for my loved one?

You can find reliable in-home care by seeking referrals from family, friends, health care providers or local agencies on aging. It’s important to interview potential caregivers or agencies, request references and utilize background checks. Community resources such as the Area Agency on Aging or organizations like AARP can also provide recommendations and support for seniors.

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